7 August 2021
European Banking - Strategic and Regulatory Issues
The objective of this course is to introduce you to the post crisis regulatory and strategic development in the EU banking.
The financial crisis of 2007-2009 have illustrated the need for an efficient, but stable financial system. Hence the course will focus, firstly, on the reaction to the crisis in the individual member-states, and then on the banking reforms at the EU-level. The recent regulatory and supervisory changes in the EU will be analyzed, starting from the prudential regulations of Basel Committee on Banking Supervision and concluding with the institutional aspects of the Banking Union project – the Single Supervisory Mechanism (SSM) and the Single Resolution Mechanism (SRM), with references to the role of the European Banking Authority (EBA) and the European Systemic Risk Board (ESRB).
Specific reference will be made to the recapitalisation of credit institutions in the resolution process after the crisis. Analysing bank challenges, an important issue will be the growing impact of the FinTech firms.
The key topics discussed during the course will include:
• the institutional characteristics of the EU banking markets
• bank regulation and supervision in the UE and selected countries
• global financial crisis of 2008 and its consequences for financial institutions
• the rationale for the Banking Union - the Single Supervisory Mechanism and the role of the ECB and The Single Resolution Mechanism
• and crisis management for financial institutions in the EU
However, the course will also evaluate bank performance and discuss the challenges for bank management.
Ewa Miklaszewska, Prof. of Economics and Finance, Chair of Banking Division
Faculty of Finance and Law, Cracow University of Economics, Poland
Andrzej Walitza, Assistant Professor, Faculty of Finance and Law
Cracow University of Economics, Poland
• Advanced Bachelor
After this course you are able to:
1. Understand the roles and functions of different types of banks and the structural features of the European banking
2. Understand the trends and strategic challenges in contemporary banking
3. Analyse tendencies and processes taking place in the European banking and evaluate bank performance
EUR 0: Fee and date will be announced in the fall. Registration opens December 1st 2020. The fee includes the registration fees, course materials, access to library and IT facilities, coffee/tea, lunch, and a number of social activities.